what is the difference between Apple Pay and Apple Cash and why can't I find it on my MacBookPro Air?>

Hello NKWBE,

We're happy to provide some information about both.

Apple Pay allows you to add a debit, credit, or prepaid card to the Wallet app on your device for use in-store or online with participating retailers. Apple Cash allows you to send and receive money in Messages or Wallet, or make purchases using your Apple Cash account via Apple Pay. We've included links below that cover setting up both features.

Set up Apple Pay

Set up Apple Cash

If you're not seeing options to set up either feature, this could be due to device compatibility or your location not being supported.

"To use Apple Pay, you need:

• A compatible device1 with the latest version of iOS or iPadOS, watchOS, or macOS.
• A supported card from a participating card issuer.
• An Apple ID signed in to your Apple device.

Learn if your country/region supports Apple Pay. To check if your card is compatible with Apple Pay, contact your card issuer."

To use Apple Cash, you need

• Be at least 18 years old and live in the United States.
• Have a compatible device with the latest iOS, iPadOS, or watchOS.
• Set up two-factor authentication for your Apple ID. 
• Sign in to iCloud with the same Apple ID on any device that you want to use to send or receive money.
• Add an eligible debit card in the Wallet app, so you can send money.

Take care!