Payment method
I can't add my visa to the payment methods for my apple ID
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Try this -> Sign in to your Apple ID account page and edit / update your Apple ID details.
On the Sidebar click Payment methods -> then tap Payments Methods and tap Manage payment method.
Or -> Add a payment method to your Apple ID
Add a payment method to your Apple ID – Apple Support (UK)
If you want to change your card, you need to add first the new card, then remove the old card.
If you update your payment method or add funds to your Apple ID balance, It would take about 1 to 3 business days in order to process.
If you're still unable to update your payment method, Contact Apple Support.