Updating El Capitan to High Sierra or Big Sur
I have a mid-2010 iMac running 10.11.6 El Capitan. Processor is 3.06 GHz i3 with 4GB DDR and a 500GB drive (not an SSD). My drive in only half-full. Will upgrading to High Sierra (and then Big Sur) be helpful/worth it? I'm planning on updating my RAM to 16 GB (4-4GBs) and adding an internal SSD, having been told both of these will speed things up considerably. I only use this computer for basic stuff (Office applications, web browsing, bill pay online, online purchases, etc.). I'm wanting to do some basic online banking stuff (budgeting, etc.), but I've heard some fear mongering about that kind of stuff on El Capitan, since it's not supported (?) anymore. What would you do?
iMac 21.5″, OS X 10.11