Why does my Apple Pay take my money

Hi Duhhitzztina

Welcome to the Apple (user-to-user) Community

Re: Why does my Apple Pay take my money

Wondering what you buy, or what services you might use, from Apple:

eg: apps, subscriptions, games, iCloud, in-app purchases etc. etc.

For Apple Pay:

How to: See your Apple Pay transaction history - Apple Support

Spending History: See your Apple Card spending history – Apple Support

For the most accurate record of your Apple Pay transactions:

refer to the credit or debit statement(s) from your bank or card issuer.

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For Apple Cash: How to: See your Apple Cash transactions - Apple Support

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For purchases from Apple using Apple ID Account:

How to see what you were charged for:

If you see 'apple.com/bill' on your billing statement - Apple Support

If needed:

How to report a problem

https://reportaproblem.apple.com/?s=6

or

To report a concern about an app, you must provide the URL of the app.

Find the URL for an app in the App Store to report a concern - Apple Support

or

How to:

Request a refund for apps or content that you bought from Apple – Apple Support

All the best :-)