Hi Aidenzimmer17
If you are not in USA:
Seems Apple Cash can only be used in USA to send and receive to people in USA.
(If you can not receive the money, it will just go back to the sender.)
If you are in USA: you can still transfer money from a restricted account:
How to: Transfer money in Apple Cash to your bank account or debit card
What to do: If your Apple Cash account is restricted or locked
Eg:
if your account is restricted:
and there are no instructions provided, contact Apple Support.
If identity verification is needed:
Identity verification for Apple Card or Apple Cash - Apple Support
More info / Support if needed:
Apple Pay - Official Apple Support