share money with family

Hello mudhenliness,

It looks like you've had the opportunity to review the steps in the related article above: Set up Family Sharing - Apple Support

In addition to the organizer paying for purchases, you may be able to use the steps below to set up Apple Cash Family:

Start here

The family organizer that set up Family Sharing for your family group must use Apple Cash Family to set up Apple Cash for family members under the age of 18.

If you're the family organizer:

• When you set up your Apple Cash account, use the same Apple ID that you used to set up Family Sharing.

• At least one member of your family group must be under 18 years old.

Requirements for the organizer and members of the family group

• Own a compatible iPhone, iPad, or Apple Watch with the latest version of iOS, iPadOS, or watchOS.

• Sign in to iCloud on each family member's device using their Apple ID

• Turn on two-factor authentication for each Apple ID.

• Make sure that each device region is set to the United States.

Set up Apple Cash for a child or teen

1. On the family organizer's iPhone, open the Settings app.

2. Tap [your name], then tap Family Sharing.

3. Tap the child or teen that you want to set up Apple Cash for.

4. Tap Apple Cash, then follow the instructions on your screen to set up their account. You might need to verify your identity. If you see Pending, make sure that your child meets the requirements.

After you complete these steps, you can view and manage the Apple Cash accounts of your children and teens.

You can also find those details in this resource: Set up and use Apple Cash Family

Hopefully that addresses your inquiry.

Take care.