How to unrestrict Apple Pay

Hello Daniell32_,

Thank you for reaching out in Apple Support Communities. If you're referring to an Apple Cash account being restricted, you'll want to follow these steps:

If your Apple Cash account is restricted

Your account may be restricted if your identity verification fails multiple times, if there are multiple accounts tied to the same social security number, or if there's suspected fraud on the account. If your account is restricted, you can still transfer your Apple Cash balance to your bank or use it to make purchases with Apple Pay. You can't send or receive money, or add money to your account.

If your account is restricted and there are no instructions provided, contact Apple Support.

This may help you and is outlined in this article: If your Apple Cash account is restricted or locked - Apple Support

Kind regards.