Why is insurance on iPhone higher than iPad?
Why is insurance cost on iPhone over twice the cost of iPad?
Why is insurance cost on iPhone over twice the cost of iPad?
Risk.
Higher the risk of an insurer needing to pay out, the higher the premium.
Without access to the insurers' data to confirm, I'd expect iPhone theft, loss, or damage risk higher than an iPad, too.
Why is insurance on iPhone higher than iPad?