Why is my Apple Pay not working

Hello MatthewCostello27,

I’m sorry to hear about your issue. Could you please provide more context or information about the issue so I can assist you better? There could be various reasons why Apple Pay may not be working on your iPhone SE. Here are some troubleshooting steps you can try:

1. Check if Apple Pay is set up correctly: Go to Settings > Wallet & Apple Pay and make sure your credit or debit cards are added and verified. Set up Apple Pay - Apple Support
2. Check if Apple Pay is available in your region: Apple Pay is not available in all regions. Check if it's available in your country or region by going to the Apple Pay availability page. Countries and regions that support Apple Pay - Apple Support
3. Check if you have the latest software update: Make sure your iPhone SE is running the latest version of iOS. Go to Settings > General > Software Update and check if there's an update available.
4. Check if your device has a passcode: You need to have a passcode set up on your iPhone SE to use Apple Pay. Go to Settings > Touch ID & Passcode and set up a passcode if you don't have one already.

I hope this helps! Please follow up and have a great day!