Got approved for an apple card a few months ago, and... well, nothing. There's not actually any way to use the card or put balance on it, because it doesn't exist, and apple is unwilling to send you a copy unless you also purchase an iPhone.
Does anyone know if apple plans to make their credit product an independent product at any point, or if there are any plans to allow purchases through it?
The Apple card is a credit card, you do not put balance on it. It has a credit limit you use to make purchases through Apple Pay. Since you don’t have an iPhone, you can only use it to make purchases online and at an Apple Store.
You require an iPhone if you want an actual physical version.
I doubt this will change any time soon as its by design, and not something Apple would consider a flaw that would need fixing, even if you do.
click here ➡️ How to apply for Apple Card - Apple Support
If you apply online and don't add Apple Card to an eligible iPhone or iPad that you own, you can only use it to make eligible purchases online and in-store at Apple.
The Apple card is a credit card, you do not put balance on it. It has a credit limit you use to make purchases through Apple Pay. Since you don’t have an iPhone, you can only use it to make purchases online and at an Apple Store.
You require an iPhone if you want an actual physical version.
I doubt this will change any time soon as its by design, and not something Apple would consider a flaw that would need fixing, even if you do.
click here ➡️ How to apply for Apple Card - Apple Support
If you apply online and don't add Apple Card to an eligible iPhone or iPad that you own, you can only use it to make eligible purchases online and in-store at Apple.
Again, per Apple:
Apple Card is integrated with and tied into Apple hardware and related device security. Presumably, also tied into fraud detection and prevention, as well.
Again, you will need an iPhone or iPad to make use of an Apple Card for purchases other than from Apple.
What Apple might plan in the future, we do not know.
Correction to the above, but there is also no way to make purchases online outside of the apple store, in that you don't have a number, a card, or any equivalent system of recording or verifying the existence of a card.
You'll note that this means that you need to purchase an iPhone even if you would not like a physical copy.
You're correct that you can use it on the apple store, but that's the only place you can use it. Apple pitched me on a general purpose credit card, at least equivalent to offerings from Visa or Amex. Only working on a single store is not in line with that, and in this day, not really in line with any standard expectation for such a card.
I expect that Apple understands that a credit card that can't make payments isn't functional, which is why I'm considering this a bug. They generally have a fairly high bar for products, and this is a low enough bar to meet that they cannot have failed to fix it unless they were unaware that it existed.
Not a bug. As indicated, without an iPhone you only receive a line of credit in the Apple Store.
Is apple planning to fix apple card anytime soon?
