How to download Apple Card Transactions in Quicken
Windows, Windows 6
There is no option for connecting to Quicken. Your only option is to export your monthly statement as a QFX file and manually import it into Quicken.
There is no option for connecting to Quicken. Your only option is to export your monthly statement as a QFX file and manually import it into Quicken.
I've been a Quicken user for over 15 years and was one of the first to be offered an Apple Card. Not supporting Quicken or even simple transaction exports were my beefs when the Apple Card was introduced.
Due to pubic outcry, the first thing Apple/GS did was to add the statement statement download functionality - but, initially, they only added the csv format. After more public outcry, they added qfx for Quicken.
GS/Apple continues to take a beating for not supporting Quicken so don't hold your breath, but don't stop beating on them until they concede.
My latest beef is the GS/Apple web site (card.apple.com). I've been waiting for the export functionality to become available there ( you can only download a pdf statement) so I don't have to export the latest statement to iCloud on my phone, then go over to the computer to import the aux file into Quicken.
Ahh, the bleeding edge...
All of my store credit cards and bank credit cards interface with Quicken except for the glaring exceptions of the Apple Card and the GM Mastercard, and now Apple Savings Account, all processed by Goldman Sachs. My investments portfolio, managed by Stifel Nicolaus, interface with Quicken deeply which allows me to see what’s going on and create charts showing investment directions, income projections, RMD strategies, etc. Recently the Dillard’s Department Store credit card (managed by American Express) started to deny server connections to Quicken. Quicken support is currently looking into the issue. The point of this is that Quicken and Quickbooks seem to be trusted by almost all financial institutions, but not Goldman Sachs.
Some tout Mint but it is a mobile app that doesn’t hold a candle to Quicken in terms of financial management. Good for casual finances and budgeting only. So I limp along by manually entering Apple Card and Savings account transactions into Quicken, hoping that Goldman Sachs will finally come around.
And I highly doubt it is about security and privacy concerns as every other financial institution seems to be okay with Quicken.
Apple didn’t even do the development, it was Goldman Sachs. There’s a lot of confusion surrounding Apple Card. I doubt you read the post I linked to above, so I’ll copy and paste what I wrote about a week ago on this matter.
>> This post it meant in a friendly spirit. I know sometimes my tone seems argumentative and that’s not my intent. There’s no reason for anyone to get upset about what I’ve written below. Please, just consider what I’ve written and make a reply that has a different point of view/explanation and please do so in a calm manner.
Please define quicken support. Mint supports Apple Card to the extent permitted. Quicken offers no support why?
Unless Quicken’s security and privacy standards don’t meet the requirements that Goldman Sachs requires. Possibly the parties involved want a fee. I doubt we’ll ever know.
Could it be that the parties involved require a fee for access/compatibility?
So, if we want less security, let’s go all out.
So, we want some security and safety, but not other security. It’s all about convenience. You want Quicken more convenient. If you’re not a Quicken user, why should we care?
Could it be something else? I think there are potentially fees involved that Apple and/or GS want. Maybe Quicken charges to have access to their pipeline arrangement for accessing data. Compromises would probably need to be made on both sides and I really don’t see that happening.
It seems to me for all features that Quicken users want, it would require access to Apple Card, Wallet app, Apple Pay and other frameworks that Apple just won’t allow, probably at any price. Mint, the financial app that does support Apple Card, accesses the limited features available, through the card.apple.com web access. So, limited access enough for some apps, but not Quicken. Why?
Apple has a co-branded credit card to promote various aspects of their business. Apple wants Apple Card tightly integrated with iPhone for a multitude of reasons. I mean, after all, a requirement to even apply for Apple Card is to have an iPhone. Nearly every aspect of having an Apple Card is tied to iPhone. What do you want to bet if Goldman Sachs could, they’d open it up to everyone? Think how many more cardholders they could have if an iPhone wasn’t a requirement.
So, broaden the discussion in the community.
What security features are people willing to give up to have Quicken access?
If Apple and/or Goldman Sachs have to pay a fee, how large an annual fee would you like, $40 a year, $60 a year, $99 a year? What is Quicken support worth? Step forward and tell Apple, Goldman Sachs and Quicken that you’ll pay for access to Apple Card. Let’s see a show of hands for annual fees for Quicken users.
They could also reduce benefits to pay for Quicken access? So, no more 3% Daily Cash and now it’s 2% and 1% for Apple Pay use and 0% if you swipe. Let’s see a show of hands for Quicken support now.
Let’s make iPhone less secure, make it open, more like Android phones. Let’s see a show of hands for less secure iPhones and for plastic Apple Card. <<
This post and the comments may shed some light on the issues at hand with Quicken support.
https://discussions.apple.com/thread/254837464?answerId=259109658022#259109658022
Jeff Donald wrote:
It’s a convenience for a few. The vast majority of Apple Card users really couldn’t care less. Look at any large Apple Card Group on Facebook, Reddit, YouTube, and no one is concerned about interoperability between Quicken and Apple Card.
I beg to differ. Social media is no where near as popular as it once was before the fall (Meta, TikTok) etc. The Apple Card was introduced with a statement PDF download only. Users complained about there being no export functionality and a CSV export was added - but not Quicken QFX. More time went by and Apple finally added QFX export functionality. Apple doesn't do any development it doesn't have to do and, clearly, there were enough Quicken users and complaints to warrant change.
Not being able to download transactions from the web site is the most ridiculously unfriendly things Apple has done in recent memory. Why? I can access every other aspect of my Apple card from the website. Also, downloading transactions is unlikely to be of use to anyone only using a phone. So what you end up having to do is to download the transactions from your phone, and then email them or otherwise share them with your self. A useless and unnecessary step. Shame on you Apple.
Jeff Donald wrote:
The statements and transactions are all on your iPhone. Why not just Airdrop them to you computer?
Either way, you're using a second device - the iPhone - to export transactions. The fact is it takes two devices to accomplish a simple transaction download whereas every other financial institution can accomplish the same task in one session - and on one device. There are some of us who do not live on our phones....
It’s a convenience for a few. The vast majority of Apple Card users really couldn’t care less. Look at any large Apple Card Group on Facebook, Reddit, YouTube, and no one is concerned about interoperability between Quicken and Apple Card.
Im not trying to be argumentative, just put a perspective on Goldman Sachs offering this convenience. Goldman Sachs also issues and services the GM Rewards card and Goldman doesn’t offer it for that card either. So, perhaps other issues are at play, such as privacy, security and/or fees that neither party want to pay.
Exactly! If you can download the csv or qfx from your phone, it would be relatively trivial to add that to the web site. My suspicion is that has more to do with tying your iPhone to your apple card, than an actual technical difficulty.
And sure, I can download the qfx to iCloud, and then pick it up from my computer, but I have to wonder, why is it that the apple card is one of the only credit cards available that doesn't offer transaction downloads from the website.
"Why are you going to iCloud? I download to my iPhone and then AirDrop to computer. Just eliminates a step, no big deal. "
This is what we all have to do.
I just chatted with a GS support rep through Apple Support chat and submitted the enhancement request. She thanked me and documented my request. Mark time.... NOW!
muguy wrote:
The Apple Card was intended to be an extension of the iPhone. Given that position, the fact that any other access or download was implemented is unusual.
Indeed, it’s just a fancier, more secure credit card. But behind every credit card there is a financial institution.
A classic example of development being done in Apple’s “Silos of Excellence” (disparity between applications designed to service the same product). If transactions/exports are available in the iOS mobile App, they should be available online as well (card.Apple.com).
Steve is gone. We realize this every day!
Jeff Donald wrote:
1. Apple didn’t even do the development, it was Goldman Sachs. There’s a lot of confusion surrounding Apple Card. I doubt you read the post I linked to above, so I’ll copy and paste what I wrote about a week ago on this matter.
This is getting further and further off topic from "How to download Apple Card Transactions in Quicken" but, hey, everybody enjoy the magical mystery tour for a minute!
You're saying Goldman Sachs did the development and programming for the Apple Card integration to Apple Wallet? If this were the case, we'd be dealing with GS for Apple Card support, which is not the case. When using the Apple Card Support link in Wallet, the first level is an Apple Card Specialist who can assist with functionality. Financial questions are transferred to a GS representative.
I had reservations about using a Goldman Sachs sponsored product (and still do) since they were one of the big three responsible for the financial collapse of 2007 but, here we are.
Bottom line, you first claimed that Quicken connectivity was up to Quicken entirely. That’s not true. Now you’ve switched to the security and privacy argument and ignore the fact that even the very largest financial institutions are fine with the security and privacy of Quicken connectivity.
But I want to make one thing perfectly clear. Your presence here is immensely appreciated and the quality and persistence of your responses to user’s issues and questions is invaluable to the forums, in my opinion.
So can we just agree to disagree about Quicken?
Why are you going to iCloud? I download to my iPhone and then AirDrop to computer. Just eliminates a step, no big deal.
How to download Apple Card Transactions in Quicken
