I don't have an option to open savings on my daily cash

Sorry to learn you’re experiencing difficulties. Let’s start with the basics and continue to the application for Apple Savings Account.

What you need to open and maintain an account

• Be an owner or co-owner of an active Apple Card account and add Apple Card to your iPhone.
• Be at least 18 years or older.
• Have a social security number or individual taxpayer identification number.
• Be a U.S. resident with a valid, physical U.S. address.7
• Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
• Apply within US
• Apple Cash Account must be verified

iPhone must be updated to latest version of iOS, 16.4.1 

Update your iPhone or iPad - Apple Support

Once you’ve checked and verified the above requirements, you can apply for Apple Savings Account by following the steps in this support article.

Set up and use Savings in Apple Wallet - Apple Support

If you continue to experience issues, please let us know by making a comment on your post.

If you have checked and verified all the requirements I listed and you’ve checked the current version of iOS your iPhone is on, please make sure you’re currently using iOS 16.4.1 (most common issue). I also want to verify that the Apple Cash you’re looking for is in your Apple Card in your Wallet App on your iPhone?

That’s great news. Enjoy your Apple Savings Account!