Opening this account will impact my FICO score?

You’re referring to the new Apple Savings Account, correct? If so please read my statement below.

No, Goldman Sachs does not do a hard pull of your credit report from Experian, Equifax or TransUnion. It will not affect your FICO score. You’re applying for a savings account not a loan, lease mortgage or credit card.

But will if applicant accepts the offer from Goldman Sachs for a credit card. Once offer is accepted Goldman Sachs does a hard pull and generates an inquiry. Inquiries are a component of your FICO score.

Hello ~ If you mean an Apple Card and you are approved …no. Take a look here by clicking on below …

How your Apple Card application is evaluated - Apple Support

~Katana-San~

Hello ~ Yes… understood. I missed the whole point of the question anyway as they were asking about the Apple Savings Account. 🤪 Thx!

~Katana-San~