how to transfer from bank ACH to apple cash

There are two ways to transfer funds into Apple Savings Account.

1. Link account to Apple Cash and then send funds from Apple Cash to to Apple Savings.
2. Send funds from your financial institution directly to Apple Savings, leaving Apple Cash out of the mix

Deposit money into Savings

When you open Savings you agree to automatically deposit Daily Cash that you earn into your Savings account.3 You can also add money to Savings from a linked external bank account or from Apple Cash. 

1. On your iPhone, open the Wallet app and tap Apple Card.
2. Tap Savings account, then tap Add Money.
3. Enter the amount that you want to add, then tap Add.
4. Select or add the payment source that you want to add money from.
5. Double-click the side button to confirm with Face ID, Touch ID, or your passcode.

Money that you deposit into Savings starts earning interest on the day that the transfer is initiated from the Wallet app.

If you transfer money from Apple Cash, the funds are typically available instantly. If you transfer money from a linked external bank account, it will generally take a few days for funds to be available for withdrawal.

The last paragraph is very important. Currently availability of funds from external financial institution directly to Apple Savings may take up to 5 days via ACH transfer. If you transfer funds to Apple Cash and then Apple Cash to Apple Savings, may be considerably quicker. This may or may not be an issue for some community members.

I’m sorry for the confusion. The Apple Community Forums are comprised of volunteers that donate their time to assist other members. Apple Inc. is not here, nor is Goldman Sachs Bank.

I’m sorry i wasn’t able to resolve your concern and my instructions were solely in relationship to your first post. Again, sorry I wasn’t able to assist your more.

Goldman Sachs Support Team is available below,

CONTACTING — Goldman Sachs Bank 

Call toll-free at 877-255-5923; or

Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112. 

You may reach Apple Support by calling 1-800-MY-APPLE