I appreciate your response, Axel, but the problem is that as soon as I tap Pay Now, INSTANTLY my Apple Cash balance is zeroed out and used as partial payment of my bill. I do not get an option of how I would like to make my payment. I am not given a choice to use my bank account or any other method. I never see the screen "Payment Method" that you pictured above. Just instantly my Apple Cash is applied to my balance. I spent over an hour on the phone tonight with Apple Support, and like you, he said I was supposed to get an option. Since I paid my Apple Card yesterday there is no balance now. He told me to call back next month before I make my payment, but otherwise was no help.