My income is sufficient and my credit score is good enough and I am not behind in my payments and I was still denied a Apple Card . Why????

Why do I always get denied for a Apple Card . Everything is fine so??

Posted on Apr 30, 2023 10:19 AM

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Posted on Apr 30, 2023 10:30 AM

Banks decide if your income is sufficient, not the applicant. Credit reports go back 7 to 10 years. If you’ve had issues in your past, they could be affecting your FICO score. Have you looked at your actual credit report and checked it for errors etc.?


https://www.annualcreditreport.com/index.action


This support article explains how your credit report is evaluated.


How your Apple Card application is evaluated – Apple Support (AU)


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Question marked as Top-ranking reply

Apr 30, 2023 10:30 AM in response to Towtruckmama1959

Banks decide if your income is sufficient, not the applicant. Credit reports go back 7 to 10 years. If you’ve had issues in your past, they could be affecting your FICO score. Have you looked at your actual credit report and checked it for errors etc.?


https://www.annualcreditreport.com/index.action


This support article explains how your credit report is evaluated.


How your Apple Card application is evaluated – Apple Support (AU)


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My income is sufficient and my credit score is good enough and I am not behind in my payments and I was still denied a Apple Card . Why????

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