There are two tracks people can take. It's totally a choice.
You can choose to review the information supplied in updates and decide whether or not you want to upgrade. If the information isn't sufficient, or if you don't see any compelling need, then you don't have to apply any updates. It's totally, 100% optional. I'm not talking about Rapid Security Responses. I'm talking about Ventura, or whatever macOS 14 is called. Review the posts in the Ventura forum. Notice any trends?
Those of us who are still running Monterey don't have any of those problems. We still get updates. We still get security fixes. We aren't being hacked by the NSA, the Israelis, or the North Koreans. Yes, I admit. When I copy movies to my iPad to watch on the treadmill, I don't get that nice progress bar that I do on Ventura. So sad. That's literally the only tangible, practical improvement that I've seen in Ventura.
Apple wants to please its customers. It knows that many people are directly influenced by all of this mass-media and social media fear-mongering. So for people who simply must have every zero-day update, those are available. But Apple isn't neglecting the security of those of us who don't have news headlines running 24/7 or a constant Twitter feed.
I strongly encourage people to turn off the TV. Put the NYT to good use as a liner for the compost bin. Close your social media tabs. Everything magically gets better - I guarantee.