How long does it normally take to transfer funds from Apple Cash to my bank

Up to 3 business days unless you used the Instant Transfer to a debit card option. See the information in Transfer money in Apple Cash to your bank account or debit card - Apple Support including the following:

Check your bank statement to see if the transfer has been processed and deposited into your bank account. Bank transfers aren't deposited on bank holidays or the weekend. See holidays observed by the Federal Reserve on federalreserve.gov.

If you don't receive an Instant Transfer after 2 hours, or you don't receive a 1 to 3 business day transfer after 3 business days, contact Apple Support.

According to Transfer money in Apple Cash to your bank account or debit card, you have two choices.

1. Transfer instantly to an eligible debit card "A 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each Instant Transfer.
2. Transfer in 1 to 3 business days to a bank account...no fees applied.