Payments to Apple Pay Later
What payment methods are accepted for Apple Pay later?
Question marked as
APL requires a debit card be used for payments.
When your first payment is due
After you successfully place an order using Apple Pay Later, your down payment will be due. Your down payment is 25% of your total purchase amount. When the merchant processes your order, your down payment is debited from the debit card that you selected when you applied for Apple Pay Later and your payment schedule starts. After that, the remaining three payments are due every two weeks.
You can change the debit card used to pay your Apple Pay Later loan installments at any time in the Wallet app.
If you see a pending charge on your debit card
When you place an order using Apple Pay Later, you might see a pending charge for the down payment on the debit card used for your Apple Pay Later loan. The pending charge is placed to make sure that enough funds are in your account to complete the down payment. If there aren’t enough funds in your account, your loan will be canceled.
When the merchant processes your order the pending charge posts, your loan is active, and your payment schedule starts.
Make an Apple Pay Later loan payment - Apple Support