Made payment but still shows 0 available balance
Made payments but still 0 available balance on apple card
Question marked as
Did you make the payment through Apple Cash or direct ACH transfer from your bank to Goldman Sachs Bank? If you paid using Apple Cash, the funds transfer almost instantly and is instantly credited to you Available Credit. If you directly transferred using your bank, it may take 5 to 7 business days or longer depending on how new your account is, size of payment and other factors. Legally, they have 30 days, but I’ve never heard of that happening.
You can chat or text with Apple Card specialists at Goldman Sachs Bank and they may make available part or all of your payment. They are not required to do this and it’s a courtesy update. This is not guaranteed.
In the future consider using Apple Cash as the source of the payment. Basically it works like this, you transfer funds into Apple Cash from your bank, then when making a payment to Apple Card you select Apple Cash as the source of the funds. The transfer is instant and the funds are immediately available. This support article covers the details.
How to make Apple Card payments - Apple Support