apple pay

Are you in a country or region that supports Apple Pay?

Countries and regions that support Apple Pay - Apple Support

Does the bank/financial institution that issued your card support Apple Pay?

Apple Pay participating banks in Canada, Latin America, and the United States - Apple Support

Is your iPhone updated to the latest iOS, 16.4.1?

Update iOS on iPhone - Apple Support

Great, make sure you’re not behind a VPN, and your region is set correctly,

Change your Apple ID country or region - Apple Support

Now please follow the steps in this support article and try to add the card,

Set up Apple Pay - Apple Support

If you still can’t add a card, please explain at what step it fails, so we can diagnose your issue better.