When I go to my Apple Card screen there is no (…) more button

Is your iPhone updated to latest iOS, 16.4.1?

Update iOS on iPhone - Apple Support

Does your iPhone screen look just like this?

If that’s not what your seeing, would you please share a screenshot?

That’s what I thought. Glad you got it figured out. You should be able to do the rest.

Set up and use Savings in Apple Wallet - Apple Support

It should like like this:

What app are you in? What country or region are you in.

I use an iPad and I don't see the three points, it can only be done by iPhone?

Translation:

>> I use an iPad and I don't see the three points, it can only be done by iPhone? <<

Correct. You must apply from your iPhone. No exceptions.

When you press back button where does that take you?