I have a 730 Equifax credit score why would I be denied an Apple Card?

I have a 730 Equifax credit score why would I be denied a Apple Card?

iPhone 14 Pro Max, iOS 16

Posted on May 20, 2023 10:29 AM

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Posted on May 20, 2023 10:34 AM

Goldman Sachs Bank (issuer and servicer of Apple Card accounts) does not review Equifax credit reports. GS uses TransUnion. However, there is more to being approved for a credit card than just a three digit FICO score. Your past credit history and performance is always a factor.


Please review the support article that I’ve linked to below that explains how your application was evaluated.


How your Apple Card application is evaluated – Apple Support (AU)


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Question marked as Top-ranking reply

May 20, 2023 10:34 AM in response to PatrickallenOlberg

Goldman Sachs Bank (issuer and servicer of Apple Card accounts) does not review Equifax credit reports. GS uses TransUnion. However, there is more to being approved for a credit card than just a three digit FICO score. Your past credit history and performance is always a factor.


Please review the support article that I’ve linked to below that explains how your application was evaluated.


How your Apple Card application is evaluated – Apple Support (AU)


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I have a 730 Equifax credit score why would I be denied an Apple Card?

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