Wallet

Did you follow the instructions provided?

Specifically:

How to set up Apple Cash

1. Open the Settings app on your iPhone or iPad.
2. Scroll down and tap Wallet & Apple Pay.
3. Turn Apple Cash on.
4. Under Payment Cards, tap Apple Cash.
5. Tap Continue, then follow the instructions on your screen.

See if this article helps:

Set up Apple Cash - Apple Support

If you’re “up and running” …

… you’re certainly welcome. 👋