Hey MaWai,
First, we'd recommend reviewing this article for information on how to change your Apple ID payment method: If you need to change or update your Apple ID payment method - Apple Support
If you're having issues signing into your Apple ID due to an issue with your password not being accepted, you'll want to follow the steps in this article to reset your password: If you forgot your Apple ID password - Apple Support
"Reset your Apple ID password on your iPhone or other trusted Apple device
- Go to Settings.
- Tap your name > Password & Security > Change Password.
- Follow the onscreen instructions to reset your password.

You can also follow this process on a trusted iPad, iPod touch, or Apple Watch.
To reset your password on your trusted Mac, choose Apple menu > System Settings (or System Preferences) > Sign in with your Apple ID (or Apple ID). Then click Password & Security, Change Password, and follow the onscreen instructions."
Thanks!