Hello chuckmcknight,
Thanks for posting in the Apple Support Communities.
Thanks for providing so much detail about your device and the actions you've already tried. Have you tested to see if the issue persists when booted into safe mode? If not, you might want to give that a try and see if it helps.
With safe mode, your device will perform a check of your disk, similar to First Aid. It'll also prevent some software from loading, like login items and system extensions.
Once testing in safe mode is completed, be sure to restart your device and test again after a normal startup.
How to use safe mode on your Mac - Apple Support
How to use safe mode
Apple silicon
1. Shut down your Mac.
2. Turn on your Mac and continue to press and hold the power button until you see the startup options window.
3. Select your startup disk, then press and hold the Shift key while clicking “Continue in Safe Mode.”
4. Log in to your Mac. You might be asked to log in again.
Intel processor
1. Turn on or restart your Mac, then immediately press and hold the Shift key as your Mac starts up.
2. Release the key when you see the login window, then log in to your Mac.
3. You might be asked to log in again. On either the first or second login window, you should see ”Safe Boot” in the upper-right corner of the window.
If the issue persists once safe mode has been tried, reach out to Apple Support for additional help at Get Support.
Best regards.