Sounds like a good idea, but the best place to suggest something to Apple is here→Product Feedback - Apple
This is a user-to-user forum, with minimal Apple participation.
However, the LAST thing you want to do is remove the phone from your account, because that disables Activation Lock. What you should do is lock the phone and erase it.
However, you can protect both your trusted numbers and security keys in the scenario you describe. It is explained in the link that I provided→Secure your iPhone against passcode hijac… - Apple Community. By interesting coincidence, that tip was created today by LD150 in response to a similar vulnerability. In case you didn’t read it, do the following (copied from that link):
In order to limit what a thief can do inside your phone even with passcode you can utilise Screen Time to prevent access to account and passcode changes in the same way that you may restrict a child, and the key is to use a different passcode than that of your phone itself
- Go to Settings, Screen Time
- Turn it on
- Go to Use Screen Time Passcode
- Select a passcode that is not the same as your phone passcode. Remember it!!!
- When asked for your apple ID and passcode you can input those, or use someone else's Apple ID, or skip that part. If you skip you cannot recover a forgotten passcode using your apple ID but then neither can a thief. However if you do skip, if you then forget the Screen Time passcode you need to restore the phone without restoring the backup so remember it and write it down.
- Go to Content & privacy restrictions
- Turn that on
- Go to Passcode changes and enter your Passcode
- Change to Don't Allow
- Go to Account Changes
- Change to Don't allow.
- Go back to the first screen in Settings and after a moment or two your account name at the top should now be greyed out (wait a moment)
Without that screen Time passcode nobody can see your Apple ID and cannot make any changes to password, or set a Recovery key which is the ultimate lock-out.
And I might add they also can’t get to your security key or trusted device settings.