Is Apple Pay and Apple Card available in India?

I want to use Apple Pay in India

Is not possible (yet) to use Apple pay in India.

Apple Pay requires government/regulatory approval and the cooperation of banks and merchant payment processors. It is currently not (yet) available in India.

See the following Apple articles:

Countries and regions that support Apple Pay

Countries and regions that support Apple Pay - Apple Support (EG)

About billing for Apple subscriptions and media products in India

About billing for Apple subscriptions and media products in India - Apple Support

Payment methods you can use with your Apple ID

Payment methods you can use with your Apple ID – Apple Support (UK)

India

• Apple Account balance (from adding funds)
• Net Banking (adding funds only)
• UPI (adding funds only)

Then use / pay with your Apple Account balance, see: Add money to your Apple Account balance

Add money to your Apple Account balance - Apple Support

The AppleCard Mastercard is available to U.S. residents only; and unfortunately, ApplePay is not supported in India.

Ref:

Countries and regions that support Apple Pay - Apple Support

No