Apple Card Daily Cash Clarification

Am I limited to ONLY use Apple Card with Apple Pay in order to get the daily cash maximum percentage of 2%-3%? Or, by swipping the physical card at select merchants I'll also get the 2%-3%?


Im under the impression that if I decide to swipe the card for everyhting I purchase I make, I'll only get 1%. Are we pushed to use our phones to pay for purchases in order to get the 2%-3% deal? Is this correct?


Need clarification. Thanks!

Posted on Jun 17, 2023 11:27 AM

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Question marked as Top-ranking reply

Posted on Jun 20, 2023 9:08 AM

Hello LadyBug831,


Yes that is correct. You will need to use Apple Pay to receive the unlimited 2% cash back (anywhere that accepts Apple Pay) and 3% cash back at select merchants.


Whenever you use the physical card, you will only receive 1% cash back.


All cash back is unlimited and will automatically be deposited into the Apple Cash Card (once the charge is posted).


I hope this helps!

1 reply
Question marked as Top-ranking reply

Jun 20, 2023 9:08 AM in response to LadyBug831

Hello LadyBug831,


Yes that is correct. You will need to use Apple Pay to receive the unlimited 2% cash back (anywhere that accepts Apple Pay) and 3% cash back at select merchants.


Whenever you use the physical card, you will only receive 1% cash back.


All cash back is unlimited and will automatically be deposited into the Apple Cash Card (once the charge is posted).


I hope this helps!

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Apple Card Daily Cash Clarification

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