Workable Prepaid cards to add money to Apple Cash

Call the phone number on the back of the prepaid card and that will connect you to the bank that issued the prepaid card and ask if cash can be withdrawn from the card. That is essentially what is happening. Apple Cash is trying to withdraw cash from the prepaid debit account. I doubt many (if even any) will permit the transaction. It has overtones of money laundering.

There is no definitive answer to your question. Prepaid cards typically do not work for transferring cash. Transfers cost the banks money and they do not want to support that feature. If the need to transfer cash is a high priority, use a debit card (not prepaid) that is attached to a demand deposit account at a bank.

It’s simple really. If you add the card to Apple Wallet, you can use the card for Apple Pay transactions. Transferring funds between accounts is an entirely different process and some banks (card issuer and servicer) support transferring funds and some don’t. Most support staff don’t understand the differences and the limitations of transferring funds. Many prepaid cards support purchases, but not fund transfers. Basically, with Apple Cash, you’re trying to transfer funds from one prepaid card to another prepaid card (Apple Cash).

I personally have several debit cards that support Apple Pay, but don’t support transferring funds to Apple Cash.

Apple Cash is a prepaid debit card issued and serviced by Green Dot Bank. I suspect it against the terms and conditions of the debit card being added to the Wallet. Some prepaid cards do not allow you to convert to cash. It must be spent. For example my wife has a prepaid debit card and even with PIN etc. it will not work in an ATM.

Hello, I’ve had problems with this myself recently. It seems like apple and these companies they work with for prepaid cards are scamming us. Here are just a few cards that do and don’t work for apple transactions

do work: Vanilla, Green Dot, Netspend.

don’t work: everything else. There are also off brands with similar names to the ones that are real like Red Dot, or OneVanilla. They are both prepaid card scams.

Hello Donald-StatenIsland,

Please make sure your country or region supports Apple Pay - Countries and regions that support Apple Pay - Apple Support.

Furthermore you will need to check if your card and card issuer support Apple Pay and being added to Apple Wallet. That is on the card issuer's end not Apple. Your device will also need to support Apple Pay and should be updated to the most recent version.

Please read - If you can't add a card to Apple Wallet to use with Apple Pay - Apple Support.

I hope this helps!

The risk of money laundering and the expenses involved make what you ask unlikely. That’s just the reality of the situation. The monetary return is too low and the risk too high. 😢

You might be interested in this information on Chargeback Gurus, a website oriented towards helping merchants better understand the schemes fraudsters use against legitimate merchants.

What Is Prepaid Card Fraud?

>>Prepaid fraud occurs when a fraudster uses stolen prepaid card information to make a purchase or buys a prepaid card with other stolen payment credentials. Prepaid cards are also a common method of payment used in financial scams.

While reloadable cards do require the user to provide some personal information, prepaid cards often aren't easily tied to specific identities. That makes it easy for fraudsters to use them for money laundering. They can purchase prepaid cards with stolen funds, then use them to make untraceable purchases anywhere they like.

As usage increases and prepaid card products become more sophisticated, we may also see greater use of these cards to conduct criminal activity. According to law enforcement agencies, these cards have already been used in drug trafficking operations and in preparation for terrorist attacks. However, their most common use is still simple financial fraud.

In the U.S., there were 38,000 reported cases of crime in 2019 that involved the use of prepaid cards, with the combined losses totaling $103 million.

Of particular interest to fraudsters is the fact that reloadable cards can be used at ATMs, making it possible to convert stolen digital payment credentials into cold hard cash with relative ease.

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https://www.chargebackgurus.com/blog/prepaid-card-fraud

In just 3 years combined prepaid debit card losses grew $196 million. Prepaid debit losses are expected to surpass $300 million by end of 2025.

I'm not family with the Serve Prepaid Card have you tried calling them and asking if it can be added to Apple Wallet?

The question is not about adding a prepaid card to Apple Wallet. The question is how to determine if a specific prepaid “cash” card can be used as a source for transferring funds into the Apple Cash “account.”

Well said Donald. You would think after a year they could have this figured out. Many people don’t want to use their debit cards or even credit cards to link to Apple Cash. Simply put many people use prepay cards to buy things when they can . You would think this would be a simple fix!!!!!!