Can you add a co-owner to your Apple Card account but NOT let them see transactions prior to being added? I have taken a big step in a personal relationship but I do not want the other party to see my past spending.
Thank you again. I truly am not trying to hide anything in particular. I just believe we do not need to know what if anything happens before our involvement. Dang I am just going to do it. I'll let you know. After all it had a current zero balance fingers crossed.
Prior charges on an individual account are not shown in co-owners transactions or statements.
However, moving forward, a co-owned account shows all transactions on the account. Transactions cannot be deleted or hidden from either co-owner. Co-owners have equal rights and access to all activities on the account.
Personal experience and financial experience. I opened an individual account in 2019 and my spouse as a co-owner in 2021. No information prior to joining is shown in her account on her iPhone.
The key to understanding is that the individual account is gone (closed) when the co-owned account is opened. The new co-owner has no right to see the other, now closed, individual account. But has every right to see all activity on new joint account.
I've found other forumns and articles that indicate a co-owner will see everything. I'd probably assume that will be the case.
I am guessing this refers to the ability to pull a paper statement then. Thanks for sharing your experience.
I believe a co-owner will only see charges from the point at which they join.
Thank you muguy I really hope so, but can anyone please verify? I am going to take a leap of faith in about an hour LOL otherwise
Update?
Thanks - is that from personal experience or is this in fine print somewhere?
Where are you pulling that from? I just checked my wife’s account and she shows nothing from 2020 or 2021.
I never gave access and instead opened a shared account.
Keep new card co-owner from past transactions
