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Related Article: Make purchases using Apple Pay

Why won’t my capital one credit card add to Apple Pay

How to connect my capital one credit card?

iPhone 14 Pro Max, iOS 16

Posted on Jun 26, 2023 6:25 PM

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Question marked as Best reply

Posted on Jan 7, 2024 5:48 PM

Can I ask Capital One to accept my Apple Pay

10 replies

Jun 26, 2023 6:31 PM in response to NicThaGoat

Only Capital One can answer Why they aren’t allowing you to add their card. But here are some possibilities: A “card declined" message means that the issuer of the credit or debit card you have on file in your iTunes account rejected account confirmation. It is not an Apple problem; Apple is just passing through the message from your issuer. There are a number of reasons the charge or verification might be declined:

  • Apple is not allowed to accept credit or debit cards in your country
  • The card is not recognized in your country
  • Insufficient balance or account in arrears
  • Account suspended for suspected fraud (not necessarily by you)
  • Error in card number
  • Wrong expiration date
  • Wrong security (CVV) code
  • Address in your iTunes account does not match exactly the billing address for the card
  • The card was not issued in the country of the iTunes store
  • You are connected through a VPN provider


Here is additional information from Apple→If your payment method is declined in the App Store or iTunes Store - Apple Support

Why won’t my capital one credit card add to Apple Pay

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