I am trying to figure out what DC-APPLE.COM/BILL LO is charging my bank card for $16.49 a month?

>> How to see what you were charged for

1. To see your purchase history, go to reportaproblem.apple.com.
2. Sign in with your Apple ID.
3. A list of purchases appears. To see family members' purchases, select the Apple ID button and choose a family member.
4. To see the full receipt including tax, tap or click the date. Multiple purchases, including subscriptions, might be grouped onto one charge.

If the charge is for a subscription that you no longer want, you can cancel the subscription. <<

If you see 'apple.com/bill' on your billing statement - Apple Support

Subscriptions and Billing - Official Apple Support

Request a refund for apps or content that you bought from Apple - Apple Support