How do I set up an Apple Savings account?

What you need to open and maintain an account

• Be an owner or co-owner of an active yApple Card account and add Apple Card to your iPhone.
• Be at least 18 years or older.
• Have a social security number or individual taxpayer identification number.
• Be a U.S. resident with a valid, physical U.S. address.7
• Set up two-factor authentication for your Apple ID and update to the latest version of iOS.
• Apply within US
• Apple Cash Account must be verified

iPhone must be updated to version of iOS, 16.4.1 or higher.

Update your iPhone or iPad - Apple Support

Once you’ve confirmed the above requirements you’re ready to open your account. The support article linked below explains each step and has helpful information about your account.

Set up and use Savings in Apple Wallet - Apple Support

See if this article helps:

Set up and use Savings in Apple Wallet - Apple Support

Approval is instant, but occasionally will go under a >review<. If your application is reviewed you’ll receive and answer in 10 to 14 days, but sometimes sooner.