I was approved with Apple Pay later but how do I use it in the store, if I double click the side nothing happens

Apple Pay later

Posted on Jul 19, 2023 10:44 AM

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5 replies

Jul 19, 2023 12:38 PM in response to Carnival2023

Is it in a casino? Some merchants may use an MCC and be ineligible for Apple Pay Later. Merchants are categorized by MCC (Merchant Category Codes) and they’ll be ineligible for a loan. Many stores in casinos use the MCC for casinos, even though they sell a different product. Apple Pay and banks can’t overrule the MCC the casino/hotel chooses to use for credit transactions.


You can confirm this by contacting an Apple Pay Later Specialist.


Apple Pay Later - Official Apple Support


Jul 19, 2023 10:51 AM in response to Carnival2023

Does Apple Pay Later (APL) show in your Wallet app on your iPhone?


>> If you don't see the option to make a purchase using Apple Pay Later


You might not see the option to make a purchase using Apple Pay Later at checkout if:

  • The merchant that you're shopping with doesn't support Apple Pay Later or isn't located in the U.S. 
  • Your purchase contains items that are ineligible for financing.
  • You're not located in the U.S., or you're in an unsupported U.S. state or territory. 
  • You were approved for your first loan in Apple Wallet but didn't tap Add to Wallet before trying to make a purchase. <<


Apply for an Apple Pay Later loan and make a purchase - Apple Support



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I was approved with Apple Pay later but how do I use it in the store, if I double click the side nothing happens

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