Payment method or balling
I don’t have any payment plan on my apple account but whenever I want to do downloads apple require payment method or balling so I can’t download apps. So how can I cancel it
iPhone XR, iOS 16
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You may need to have a valid payment method on file, even if the app you want to download is free.
Free apps has also In-app pruchase.
You can have a credit card / debit card on file and an Apple Account balance.
If you have set your Apple Account balance as your default payment method, your default payment method will be used first by Apple when you need to make a payment.
See -> If you can’t download or update apps on your iPhone or iPad
If you can’t download or update apps on your iPhone or iPad – Apple Support (UK)
scroll to point 2 ⤵️
Add a payment method
You may need to have a valid payment method on file, even if the app you want to download is free.
See also -> Payment methods you can use with your Apple ID
Payment methods you can use with your Apple ID – Apple Support (UK)
fyi: Not all credit & debit cards seem to work with App Store / iTunes Store, try a different one, or preferably a credit card. If your card is not accepted as a paymenf method, you need to contact your bank.