i am not able to transfer payment to apple ID

Read the links below about various ways to pay for items in the iTunes and App Stores.

- Add a payment method to your account. See this link about payment methods that you can use with your Apple ID --> Payment methods that you can use with your Apple ID - Apple Support then see this link about how to add a payment method to your Apple ID --> Add a payment method to your Apple ID - Apple Support

- Add money to your Apple ID balance - "Use a payment method, such as a credit or debit card, to add funds to your Apple ID balance." This takes the previous payment method one step farther by optionally using it to irreversibly add funds to an Apple ID account balance instead of having the card charged each time.

Click here --> Add money to your Apple Account balance - Apple Support

- This article outlines how to redeem an Apple Gift Card or App Store & iTunes gift card --> How to redeem your Apple Gift Card or App Store & iTunes gift card - Apple Support

If an app or feature on your device is not working or is restricted, it may have been disabled using Screen Time, or by an IT administrator if you are using a device owned by an employer or educational institution. See how to use Screen Time on an iPhone, iPad, or iPod touch by clicking here --> Use Screen Time on your iPhone, iPad, or iPod touch - Apple Support

If you cannot do something it helps to include in your post what steps you are taking and where it fails. Include error messages.

Using UPI/Netbanking you may add money to your Apple ID Balance for a subscription or purchase from App Store or iTunes Store.

Please see the pic below for step by step process