How can I keep the phone from automatically using the cards on file to purchase in app stores
I want to be able to choose which card or even gift card to pay for apps on line. How can I be given the choice before the card is charged ?
iPhone 13
Your default payment method will be used first by Apple when you need to make a payment.
If you have set your Apple Account balance as your default payment method and you have a CC / debit card, you pay from your default payment method.
If you have 2 CC, and you have set one CC as your default payment method that will be charge by Apple.