Order Cancellations
I used pay later to place a store pick up order at Target, but Target didn’t have the item I wanted, so it was cancelled. How will I get that extra money back?
Question marked as
Effectively it’s handled like a return. Funds will be returned to payment method and loan amount availability will be set to approved amount. The loan is good for 30 days from date of approval. After 30 days you’ll need to apply again.
Return a purchase made using Apple Pay Later - Apple Support