Getting an Apple Credit Card and Credit Score
I am trying to get an apple credit card but it is saying my credit is too low. How can I get a credit report that has past due bills on it?
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When you were decline for the Apple Card Mastercard account, the notification that was emailed has your credit score on it.
You can download a free copy of your credit report at the link below.
https://www.annualcreditreport.com/index.action
The two most common credit scores are FICO scores and VantageScore 3.0. the vast majority of banks and other credit card issuers use FICO scores. The two most common scores for credit cards are FICO 8 and FICO 9 scores. Goldmans Sachs, issuer and servicer of Apple Card Mastercard, uses FICO 9 scores for helping to evaluates applicants.
FICO has different scores for different loans, for example credit cards are FICO 8 and 9, autos are FICO 2, 4, 5, or Auto 8, mortgages use FICO 2,4, or 5.
How your Apple Card application is evaluated – Apple Support (AU)