Collections as Home Screen & Photo as Lock Screen!

It is true that you can make the Lock Screen and Home Screen different but the choices you have for Wallpaper options for the Lock Screen are extensive. There are options Apple gives you plus you can use one of your own photos. For the Home Screen customization you get the options of original, color, gradient, photos, or Blur. That is it. I don’t want any of these choices. I want to use one of the Apple provided wallpapers that I saw as an option for the Lock Screen. Specifically the one called multicolor under the heading Color in the Collections. The only way I can figure out how to use it for my Home Screen is to use it for my Lock Screen and tell it to set as a pair. But I don’t want that wallpaper for my Lock Screen too. I want to use a photo for my Lock Screen. Do you understand my dilemma? Is there a way to get an Apple provided wallpaper on your Home Screen but not on your Lock Screen?