How to cancel Apple card
Low usage due to higher interest rate.
iPhone 6s, iOS 15
Question marked as
Canceling/closing a credit card account may lower your credit score. Locking an account is an alternative to closing that preserves your score, allows funds to be available for an emergency and as the account ages helps increase your score. I have accounts that are over 30 years old that I rarely use.
How to close your Apple Card account
- On your iPhone, open the Wallet app and tap Apple Card.
- Tap the More button
, then tap Card Details 
. - Tap the Message button
to start chatting with an Apple Card Specialist.
After an account is closed, the account owner and co-owner are responsible for paying any remaining balance. Make sure that you remove Apple Card from automated bills, such as utilities, or accounts that you use for online spending.
Lock or unlock Apple Card - Apple Support
How to close your Apple Card account - Apple Support