Read this document about how to view your current payment types and add Apple ID payment methods on an Apple mobile device, a Mac, or a PC --> https://support.apple.com/HT201266
If an item appears in red then it is no longer working and you either need to replace it or get it working again.
Check this resource about what to do if your payment method is declined in the App Store or iTunes Store. Click here --> https://support.apple.com/HT203005
- Apple is checking with your financial institution if the payment method is valid and receiving a negative response. Make sure the name and address are entered exactly as it appears on your financial institution bills and that the 3 digit CVV is correct. Check with your financial institution about the status of your card.
- Make sure your payment method is up to date or to try a different one ( https://support.apple.com/kb/HT213276 ).
- Make sure this is one of the payment methods that you can use with your account, as listed in this support article: https://support.apple.com/HT202631 .
・Unfortunately the payment methods list is somewhat general and does include individual brands of cards (I guess there are too many and are constantly changing).
・Also read any footnotes in the document.
・Finally, note that the document only says which methods _are_ acceptable. Apparently certain types (usually a credit or debit card) _must_ also be present under certain situations such as when a subscription is involved.
If you still have problems, contact official Apple Support. Click here --> https://support.apple.com/choose-country-region/ Select your country, then a product. If you don't see one that handles your issue then keep experimenting with selections until you reach one that gets you a chat session or a telephone call and get the representative to redirect you.
or:
See a list of Apple phone numbers around the world, in this article --> https://support.apple.com/HT201232
If you're in India, click on this link to read an April 2022 notice 'About billing for Apple subscriptions and media products in India' --> https://support.apple.com/HT212781
Additional verification that may be required when making purchases in Europe --> https://support.apple.com/HT210340