Hi WMaldonado0718
welcome to the Apple (user-to-user) Community.
Re: "Too many charges in my credit card " / "was over charged" / "scared of the over charges."
We are all Apple users too, like yourself, so we can not access your account to check out the charges for you.
Wondering if you checked to see what the over-charge(s) were for ... eg: if you were charged for a subscription you do not want, you would need to cancel the subscription, so there are no further charges. You may also be able to get a refund if you ask.
"How to see what you were charged for:
- To see your purchase history, go to reportaproblem.apple.com.
- Sign in with your Apple ID.
- A list of purchases appears. To see family members' purchases, select the Apple ID button and choose a family member.
- To see the full receipt including tax, tap or click the date.
- Multiple purchases, including subscriptions, might be grouped onto one charge.
If the charge is for a subscription that you no longer want, you can cancel the subscription.
Find out where else you can view your Purchase History. :
Above comes from (and more info is in) the article: If you see 'apple.com/bill' on your billing statement - Apple Support
If money has been deducted (not "pending") :
How to: Request a refund for apps or content that you bought from Apple - Apple Support
If you need more info / support / help:
Try contacting Billing and Subscriptions support (eg: online chat, phone, email etc.):
There is a "Get support-start now" link (ont the left at the bottom) of their webpage (link below)
Subscriptions and Billing - Official Apple Support
All the best :-)