Related Article: Update your Apple Card account information

How to remove a co owner

I want to remove my ex from the Apple Card as a co owner

iPhone 14 Pro Max, iOS 16

Posted on Sep 8, 2023 5:04 AM

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1 reply

Sep 8, 2023 5:43 AM in response to Bbegue

Joint accounts (you and your ex) have equal rights and responsibilities for the account. Neither co-owner can remove the other account owner. Joint accounts cannot be converted to an individual account. What would need to happen is that either you or your ex-leave the joint account, which will automatically close the account for both parties. Then apply for an individual account.


When/if the joint account is closed, you are both equally responsible for the total due on the account. You can continue to make monthly payments until to account is paid in full.


>>What account owners and co-owners can do on a shared Apple Card

  • They share full responsibility for the account balance and all payments, even if one account co-owner does not pay.
  • They can build credit together equally, which means that account owners and co-owners are each reported in their own name. Credit reporting includes positive and negative payment history, credit utilization, and additional information. Card usage and payment history might impact each account co-owners credit score differently because each individual's credit history will include information that's unique to them.
  • They can immediately use their shared Apple Card to receive unlimited Daily Cash back on their own transactions.
  • They can add or remove participants and order a titanium Apple Card for participants who are under 18 years old.
  • They can view participant activity and account co-owner activity.
  • They can set transaction limits for participants, lock a participant's ability to spend, and receive notifications on participants spending.
  • They can request a credit limit increase.
  • They can close the shared Apple Card account at any time, but are still responsible for paying any remaining balance.<<


Set up Apple Card Family and add a co-owner and participants - Apple Support


How to remove a co owner

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