Apple won't accept my credit card
I am living in Kenya but still using my Australian credit card, which Apple had no problem accepting when I lived in Australia. I have no banking services in Kenya, everyone uses a form of mobile money called M-Pesa. Having updated my billing address to Kenya, Apple will not accept my Australian credit card, it says it's not valid for my region. Funny, I have no problem actually using my debit and credit card over here.
I need a workable solution that does not require me to get a Kenyan credit card.
iPhone XR, iOS 16