Is there a way to set a monthly limit for a card participant regardless of transaction limit?

I want to allow my son to use my Apple Card as a participant. He will have a transaction limit, but I’d also like to set a monthly limit regardless of transaction limit or number of transactions. Is this possible? If not is there a way to suggest this functionality be added?

iPhone 6 Plus, iOS 12

Posted on Sep 14, 2023 12:53 PM

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Question marked as Top-ranking reply

Posted on Jun 8, 2024 1:35 PM

You can set a monthly notification limit. You will get a notification when your son goes over the monthly amount.


3dots, card details, select the participant, turn notifications on, under notifications select if you want a notification every time the participant uses the card, then select if you want a notification when a monthly limit is reached and set an amount.


it will not stop the card from being used, you will just get notified. But you could then lock the card or lock to pause spending for the participant.

2 replies
Question marked as Top-ranking reply

Jun 8, 2024 1:35 PM in response to NCFireFighter

You can set a monthly notification limit. You will get a notification when your son goes over the monthly amount.


3dots, card details, select the participant, turn notifications on, under notifications select if you want a notification every time the participant uses the card, then select if you want a notification when a monthly limit is reached and set an amount.


it will not stop the card from being used, you will just get notified. But you could then lock the card or lock to pause spending for the participant.

Sep 14, 2023 1:01 PM in response to NCFireFighter

No, that is not an option at this time. Please review the support articles linked below.


Set spending limits and get notifications for Apple Card Family participants - Apple Support


Set up Apple Card Family and add a co-owner and participants - Apple Support


You’re welcome to leave feedback for Apple about this concern using the link below.


Feedback - Apple Pay - Apple



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Is there a way to set a monthly limit for a card participant regardless of transaction limit?

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