OK, here is what needs to match up with your Apple ID information and application for Apple Card account.
1) Drivers License or state ID. This is available to the general public and it’s checked. If your license is expired or wrong address, it’s an automatic decline.
2) Information on your TransUnion credit report. Wrong address, wrong name etc., automatic decline.
3) Social Security information. If you haven’t already create an account at ssa.gov and check your address name etc.
You can get a free copy of your TransUnion credit report at link below.
https://www.annualcreditreport.com/index.action
Please post a reply when you’ve checked the above.