That is not a genuine email. Emails from Apple regarding your Apple Card account may come from no_reply@post.applecard.apple or noreply@applepay.apple.com, but this should not be your primary method of determining legitimate correspondence.
When receiving emails from Apple, look for the "Verified Logo" to make sure it is genuine. About BIMI support in Apple Mail - Apple Support
If you ever receive an email or SMS message from an entity that appears to Apple and they are asking for urgent action regarding your account, never respond directly to that message. Even if you may believe that urgent action is required from you, resolve the issue by reaching out Apple Card using any of the three options listed in the Wallet app only.
Learn more here:
Identify legitimate emails from the App Store or iTunes Store - Apple Support
Recognize and avoid phishing messages, phony support calls, and other scams - Apple Support