Buying a new iPhone

Please I just want to ask if someone knows how to buy a new iPhone from  store online and pay it monthly?! Please share your experiences

Posted on Sep 23, 2023 12:49 PM

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Question marked as Top-ranking reply

Posted on Sep 23, 2023 1:11 PM

If you are in the U.S. and can be approved for Apple Card, you can use interest-free Monthly Installments option to purchase. You can apply during the online purchase process.

You can also purchase with iPhone Payments at 0% (Citizens One)

AT&T, Verizon, and T-Mobile also have their own payment plans when purchasing via Apple.com


For all of the above, click the "Finance" option after you have selected your phone, color, storage and whether or not you have a trade.


Also ee the following footnote from Buy iPhone 15 Pro and iPhone 15 Pro Max - Apple

(the same footnote applies to other models)

* Available to qualified customers and requires 24-month installment loan when you select Citizens One or Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple. You’ll need to select AT&T, T-Mobile, or Verizon as your carrier when you check out. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time. Subject to credit approval and credit limit. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. Additional Apple Card Monthly Installments terms are in the Apple Card Customer Agreement

(Opens in a new window)

. Additional iPhone Payments terms are here

(Opens in a new window)

. ACMI is not available for purchases made online at special storefronts. The last month’s payment for each product will be the product's purchase price, less all other payments at the monthly payment amount. ACMI financing is subject to change at any time for any reason, including but not limited to, installment term lengths and eligible products. See https://support.apple.com/kb/HT211204(Opens in a new window)

 for information about upcoming changes to ACMI financing.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.


Other information: Apple Card - Monthly Installments - Apple


1 reply
Question marked as Top-ranking reply

Sep 23, 2023 1:11 PM in response to Alpoutcho

If you are in the U.S. and can be approved for Apple Card, you can use interest-free Monthly Installments option to purchase. You can apply during the online purchase process.

You can also purchase with iPhone Payments at 0% (Citizens One)

AT&T, Verizon, and T-Mobile also have their own payment plans when purchasing via Apple.com


For all of the above, click the "Finance" option after you have selected your phone, color, storage and whether or not you have a trade.


Also ee the following footnote from Buy iPhone 15 Pro and iPhone 15 Pro Max - Apple

(the same footnote applies to other models)

* Available to qualified customers and requires 24-month installment loan when you select Citizens One or Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple. You’ll need to select AT&T, T-Mobile, or Verizon as your carrier when you check out. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time. Subject to credit approval and credit limit. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. Additional Apple Card Monthly Installments terms are in the Apple Card Customer Agreement

(Opens in a new window)

. Additional iPhone Payments terms are here

(Opens in a new window)

. ACMI is not available for purchases made online at special storefronts. The last month’s payment for each product will be the product's purchase price, less all other payments at the monthly payment amount. ACMI financing is subject to change at any time for any reason, including but not limited to, installment term lengths and eligible products. See https://support.apple.com/kb/HT211204(Opens in a new window)

 for information about upcoming changes to ACMI financing.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.


Other information: Apple Card - Monthly Installments - Apple


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